Financial Analysis

{
  "job_id": "fin-a3522a92-87ed-4be0-a912-ad56ed6a8806",
  "status": "pending",
  "symbol": "AAPL.O",
  "check_url": "/v1/jobs/fin-a3522a92-87ed-4be0-a912-ad56ed6a8806",
  "estimated_duration_seconds": 180,
  "message": "Financial analysis started for AAPL.O."
}

{
  "job_id": "fin-a3522a92-87ed-4be0-a912-ad56ed6a8806",
  "job_type": "financial_analysis",
  "status": "completed",
  "result": {
    "symbol": "AAPL.O",
    "executiveSummary": {
      "investmentThesis": "Apple remains a dominant consumer technology franchise...",
      "keyHighlights": [
        "ROE of 147% driven by exceptional asset efficiency...",
        "Services segment growing at 15% CAGR provides recurring revenue...",
        "Net cash position of $51B provides strategic flexibility..."
      ],
      "recommendedAction": "BUY",
      "confidenceLevel": "HIGH",
      "targetPriceRange": "$195-220 based on DCF and comparable analysis"
    },
    "detailedAnalysis": {
      "businessStrategy": {
        "industryPosition": "Market leader in premium smartphones and wearables...",
        "competitiveAdvantage": "Ecosystem lock-in, brand loyalty, vertical integration...",
        "businessModel": "Hardware + Services model with high switching costs...",
        "keyRisks": ["China exposure", "Regulatory scrutiny", "Innovation cycles"]
      },
      "accountingQuality": {
        "earningsQuality": "HIGH",
        "conservatismLevel": "Conservative revenue recognition policies...",
        "keyPolicies": ["Revenue recognized at point of sale..."],
        "accountingRedFlags": []
      },
      "financialPerformance": {
        "profitabilityAnalysis": {
          "roeDecomposition": "ROE of 147% = 25% margin × 1.1x turnover × 5.4x leverage",
          "marginAnalysis": "Gross margin stable at 43-44%...",
          "profitabilityTrends": "Consistent margin expansion over 3 years..."
        },
        "liquidityAssessment": {
          "shortTermLiquidity": "Current ratio of 1.0x, quick ratio 0.9x...",
          "workingCapitalAnalysis": "Negative working capital driven by payables...",
          "cashFlowQuality": "Strong FCF conversion of 95%..."
        },
        "solvencyAnalysis": {
          "debtLevel": "Net debt/EBITDA of 0.5x...",
          "coverageRatios": "Interest coverage >30x...",
          "financialFlexibility": "High flexibility with $51B net cash..."
        },
        "efficiencyMetrics": {
          "assetUtilization": "Asset turnover of 1.1x...",
          "operationalEfficiency": "Inventory days of 9, best in class...",
          "managementEffectiveness": "High ROIC of 56%..."
        }
      },
      "prospectiveAnalysis": {
        "growthProspects": "Mid-single digit revenue growth expected...",
        "futureEarnings": "EPS growth of 8-10% driven by buybacks...",
        "valuationAssessment": "Trading at 28x forward P/E vs 5yr avg 25x...",
        "scenarioAnalysis": [
          "Bull: Services acceleration drives 15% upside",
          "Base: Steady growth, 8% return expected",
          "Bear: China slowdown, 15% downside risk"
        ]
      }
    }
  }
}

const response = await fetch(
  'https://api.chicago.global/v1/financial-analysis?symbol=AAPL.O',
  {
    method: 'POST',
    headers: { 'Authorization': `Bearer ${API_KEY}` }
  }
);

const { job_id } = await response.json();

// Poll every 10 seconds
const interval = setInterval(async () => {
  const status = await fetch(
    `https://api.chicago.global/v1/jobs/${job_id}`,
    { headers: { 'Authorization': `Bearer ${API_KEY}` } }
  ).then(r => r.json());

  if (status.status === 'completed') {
    clearInterval(interval);
    console.log('Recommendation:', status.result.executiveSummary.recommendedAction);
    console.log('Thesis:', status.result.executiveSummary.investmentThesis);
  } else if (status.status === 'failed') {
    clearInterval(interval);
    console.error('Failed:', status.error);
  }
}, 10000);